Review of the Chase Sapphire Preferred Credit Card (2018)

The Chase Sapphire Preferred has recently had its introductory offer increased from 50k points to 60k (worth up to $750) points, should you still sign up for the card?

Right off the bat, I would like to mention that Chase has a 5/24 rule that prohibits certain people from obtaining their credit cards. If you wish to read about the full details of the rule, click “5/24” up above, but to summarize the rule: you can not have more than 4 credit cards opened in the past 24 months (if you wish to get this card). Once you hit 5 credit cards opened, you can not get this card.


  1. You can transfer your points 1:1 with certain airline and hotel partners of Chase. (Check the application page for an up to date list).
  2. No foreign transaction fees
  3. Standard Chase credit card benefits (Click me)


  1. Earn x2 points on travel and dining at restaurants – from airfare and hotels to fine dining and cafés.
  2. Earn x1 point per dollar spent on all other purchases.

Note: Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards

Annual Fee: $95

Introductory offer: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. (Earn 5000 out of 60000 points by having an authorized user make a purchase on their credit card)

Is the card worth getting with the increased signup bonus?: Originally the offer was 50,000 points with no annual fee, that was worth up to $625. With the new offer of 60,000 points, you now must pay the annual fee, but you can get points worth up to $750. This is $125 in value for a $95 annual fee, which is $30 more than the previous offer. So yes, this introductory offer is better than the last.

Should you get the card?: Depends on your situation. The card is okay with decent cashback and benefits, but the Uber Visa (4 cents back on restaurants and 3 cents back on travel) is generally better than this card in the long run. So, if you wanted this card in the long run I would not recommend getting this card. If you just want an introductory offer worth up to $750, then yes this card is worth keeping for a year.

Apply here:

Don’t want to pay an annual fee? Check out this referral thread on reddit for the old 50k offer:

Tags: Chase Sapphire Preferred review, $750 chase introductory offer, Top travel credit cards, Top Chase credit cards






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